| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 41583.00 | 31558.00 | 22147.00 | 16103.00 | 12089.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 17180.00 | 11143.00 | 6607.00 | 5052.00 | 3868.00 |
| Portfolio management services | | | | | |
| Dividend income | 4.00 | 9.00 | 8.00 | 11.00 | 1.00 |
| Brokerages & commissions | 8488.00 | 6932.00 | 5096.00 | 4262.00 | 3819.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 15910.00 | 13473.00 | 10437.00 | 6778.00 | 4401.00 |
| Operating Income (Net) | 41583.00 | 31558.00 | 22147.00 | 16103.00 | 12089.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 11660.00 | 8910.00 | 7287.00 | 6004.00 | 5067.00 |
| Salaries, Wages & Bonus | 10434.00 | 8002.00 | 6516.00 | 5457.00 | 4667.00 |
| Contributions to EPF & Pension Funds | 402.00 | 320.00 | 290.00 | 236.00 | 203.00 |
| Workmen and Staff Welfare Expenses | 485.00 | 317.00 | 196.00 | 144.00 | 80.00 |
| Other Employees Cost | 339.00 | 270.00 | 286.00 | 167.00 | 116.00 |
| Operating & Establishment Expenses | 5575.00 | 4955.00 | 4270.00 | 2256.00 | 1264.00 |
| Depository Charges | 63.00 | 56.00 | 44.00 | 53.00 | 35.00 |
| Security Transaction tax | 110.00 | 122.00 | 107.00 | 93.00 | 29.00 |
| Software & Technical expenses | 1056.00 | 1048.00 | 1084.00 | 909.00 | 509.00 |
| Commission, Brokerage & Discounts | 2942.00 | 2689.00 | 2384.00 | 699.00 | 155.00 |
| Rent , Rates & Taxes | 229.00 | 159.00 | 120.00 | 193.00 | 337.00 |
| Repairs and Maintenance | 41.00 | 31.00 | 21.00 | 15.00 | 12.00 |
| Insurance | 28.00 | 24.00 | 23.00 | 15.00 | 5.00 |
| Electricity & Power | 50.00 | 49.00 | 47.00 | 41.00 | 19.00 |
| Other Operating Expenses | 1054.00 | 778.00 | 440.00 | 239.00 | 163.00 |
| Administrations & Other Expenses | 1832.00 | 1553.00 | 1669.00 | 1299.00 | 1369.00 |
| Printing and stationery | 18.00 | 19.00 | 16.00 | 10.00 | 14.00 |
| Professional and legal fees | 362.00 | 420.00 | 354.00 | 457.00 | 400.00 |
| Advertisement & Sales Promotion | 428.00 | 263.00 | 389.00 | 190.00 | 49.00 |
| Other General Expenses | 1024.00 | 851.00 | 911.00 | 642.00 | 907.00 |
| Provisions and Contingencies | 511.00 | 499.00 | 177.00 | 128.00 | 741.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 250.00 | 10.00 | 2.00 | 6.00 | 56.00 |
| Provision for doubtful debts | | 284.00 | 80.00 | 52.00 | 43.00 |
| Losson disposal of fixed assets(net) | 1.00 | 5.00 | | | |
| Losson foreign exchange fluctuations | 2.00 | 12.00 | 13.00 | 15.00 | 51.00 |
| Losson sale of non-trade current investments | | | | 9.00 | 93.00 |
| Other Miscellaneous Expenses | 258.00 | 188.00 | 82.00 | 46.00 | 499.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 19578.00 | 15917.00 | 13403.00 | 9687.00 | 8441.00 |
| Operating Profit (Excl OI) | 22005.00 | 15641.00 | 8744.00 | 6416.00 | 3649.00 |
| Other Income | 268.00 | 19.00 | 157.00 | 101.00 | 984.00 |
| Other Interest Income | 7.00 | 4.00 | 10.00 | | 56.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 8.00 | | 4.00 | 0.00 | 0.00 |
| Income from investments | | | | | 894.00 |
| Provision Written Back | 157.00 | | | | |
| Others | 95.00 | 15.00 | 143.00 | 101.00 | 34.00 |
| Operating Profit | 22273.00 | 15660.00 | 8901.00 | 6517.00 | 4633.00 |
| Interest | 8220.00 | 6198.00 | 3964.00 | 2779.00 | 2464.00 |
| Loans | 1046.00 | 818.00 | 346.00 | 304.00 | 379.00 |
| Deposits | | 24.00 | | | |
| Bonds / Debentures | 5567.00 | 4449.00 | 3260.00 | 1688.00 | 869.00 |
| Other Interest | 1607.00 | 906.00 | 358.00 | 786.00 | 1215.00 |
| Depreciation | 944.00 | 1364.00 | 886.00 | 713.00 | 501.00 |
| Profit Before Taxation & Exceptional Items | 13109.00 | 8099.00 | 4051.00 | 3025.00 | 1668.00 |
| Exceptional Income / Expenses | | | | 6316.00 | -6367.00 |
| Profit Before Tax | 13183.00 | 8120.00 | 4061.00 | 9351.00 | -4244.00 |
| Provision for Tax | 3332.00 | 1872.00 | 1010.00 | 780.00 | 584.00 |
| Current Income Tax | 3277.00 | 2187.00 | 1036.00 | 468.00 | 550.00 |
| Deferred Tax | 55.00 | -315.00 | 3.00 | 516.00 | 57.00 |
| Other taxes | 0.00 | 0.00 | -29.00 | -204.00 | -24.00 |
| Profit After Tax | 9851.00 | 6248.00 | 3051.00 | 8571.00 | -4828.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 3.00 | 78.00 |
| Minority Interest | 11.00 | 5.00 | 0.00 | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 9862.00 | 6253.00 | 3051.00 | 8574.00 | -4750.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 11611.00 | -7090.00 | -10080.00 | -12209.00 | 9151.00 |
| Appropriations | 21473.00 | -836.00 | -7029.00 | -3635.00 | 4401.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 21473.00 | -836.00 | -7029.00 | -3635.00 | 4401.00 |
| Equity Dividend % | 1445.00 | | | | 266.00 |
| Earnings Per Share | 274.00 | 177.00 | 87.00 | 247.00 | -137.00 |
| Adjusted EPS | 55.00 | 35.00 | 17.00 | 49.00 | -27.00 |
